After years of using Quicken Classic Deluxe, I've got some strong opinions about this financial management tool. Let me break it down for you.

The Good: When it works, it's fantastic. The ability to connect multiple bank accounts and automatically download transactions saves me hours of manual entry. I particularly love the bill tracking feature - no more late payments! The budgeting tools give me a clear picture of where my money's going each month.

The Bad: Oh boy, the bugs. Like many reviewers, I've experienced connection issues where Quicken claims my login credentials are wrong (they're not). The balance discrepancies are nerve-wracking - seeing my account balances off by 10x is not what I need when managing finances. The 'Fix It' loop for certain accounts is endlessly frustrating.

Subscription Woes: The switch to subscription model still stings. Worse, there's confusion about whether these codes work for renewals (they often don't). I made the same mistake as others - purchasing a 'New Subscriber' code when I just wanted to renew.

Final Verdict: If you're new to Quicken and willing to troubleshoot connection issues, it can be powerful. Long-time users feel trapped by their historical data. For $35/year, you might be better with simpler alternatives unless you absolutely need Quicken's specific features.